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mio.money is the first non-custodial crypto payment platform where funds flow directly to your hardware wallet. No middlemen. No custodians. No compromises. Here's why we built it, who it's for, and how to join the Founding Cohort.
Every crypto payment processor today asks you to do one thing before you can accept your first dollar: hand over your keys. BitPay holds your funds. Coinbase Commerce holds your funds. Every "crypto payment gateway" operates on the same broken model - they sit between you and your money, skimming fees, imposing settlement delays, and introducing counterparty risk that crypto was supposed to eliminate. We asked a simple question: What if the merchant was the processor? That question became mio.money. --- What mio.money Actually Is mio.money is a non-custodial crypto payment platform built by PayTech Labs When a customer pays you in Bitcoin or USDC those funds flow directly to your hardware wallet — specifically, to a unique address derived from your Trezor’s (or other compatible hardware wa…